Guide

Settings

Business profile, checkout defaults, team access, agreements, payout settings, and security controls.

Merchant application
BusinessTeamCheckoutSecurityDocs
Business statusActiveVerified
Live paymentsEnabledIQD
Team members13 role assignments
Accepted agreements20 pending setting changes

Business profile

Verified
E-Ticaretik Demo Market
Legal nameE-Ticaretik General Trading LLC
Default currencyIQD
Catalog visibilityPublished
Balance101,412.21 USD

Checkout defaults

Hosted checkout
Language · اللغة · Dil
Payment methodsCard, wallet, local
ReceiptsEnabled
Saved methodsProvider token only

Security

Required
OKAPI signatures
OKWebhook signatures
OKTest and live mode split
OKNo raw card storage

Payout settings

ScheduleDaily automatic
Reserve1,908.4 USD
Debt0 USD

Public checkout

BrandingEpara merchant
QR / codeEnabled
Payment linksEnabled

Developer access

API keysTest / live
WebhooksSigned
EventsInspectable

Pricing contract

Accepted
PlanIraq launch merchant pricing
Card fee2%
Terminal fee2%
Reserve hold5% / 7 days

Fees and reserve are visible before live mode; support and finance can explain every deduction on the statement.

Settlement calendar

active
Cut-off17:00 Asia/Baghdad
Next payout runJun 16, 2026, 9:00 AM
Minimum payout1,000 IQD
Reserve buffer8,350 IQD

Owner readiness

submitted
Applicationmapp_demo_market_2026
Submitted bySara Demo, Owner
ProductsHosted Checkout, Payment Links, Terminal / POS
Open application

Governed setting changes

High-risk checkout, policy, limit, and routing settings require separate approval before they apply.

No records yetRecords will appear here after the first live or test activity.

Change controls

Settings writesRequest first
Approval actorSeparate privileged operator
Ledger impactNo direct Ledger movement
EvidenceSensitive action, audit, outbox

Team access

1 shown
MemberEmailPermissionsStatus
Demo Ownerowner@demo-market.testmerchant_member:manage, payment:read, payout:read, report:readactive

Agreements

2 shown
SubjectAgreementAudienceStatusAccepted
Member Demo OwnerMerchant Services AgreementMerchantacceptedJun 10, 9:10 AM
Member Demo OwnerData Processing AddendumMerchantacceptedJun 10, 9:12 AM

Team invite plan

Merchant owner controls merchant-side roles; Epara operator roles remain in Access Control.

InviteeEmailRolePermissionsStatus
Finance managerfinance@demo-market.testFinancepayment:read, payout:read, report:readready to send
Counter cashiercashier@demo-market.testCashierpayment:create, terminal:read, receipt:readready to send
Integration developerdev@demo-market.testDeveloperapi_keys:read, webhooks:manage, checkout:readrequires owner

Notification preferences

Notifications inform actors; receipts, ledger, and settlement records remain authoritative.

ActorChannelsEventsLocaleStatus
Merchant ownerdashboard, emailpayment.captured, payout.created, refund.approvedenconfigured
Guest customeremailreceipt.issued, refund.receipt.issuedenreceipt_only
Epara operatordashboardrisk.review_required, payout.failed, webhook.failedenconfigured
Developers