Mode

Transactions

Payments, refunds, authorizations, provider references, receipts, and idempotent payment attempts.

PaymentsRefundsAttemptsAll activity
Scenario payment object

pay_scenario_001

The guest payer completed the merchant-created collection page. This one captured payment now explains the merchant ledger, customer receipt, webhook fulfillment, support proof, reconciliation, and payout readiness.

captured
Collection pageplink_school_2026/pay/school-fee
Gross / fee / net125,000 IQD2,500 IQD fee, 122,500 IQD net
Customer proofEP-RCPT-2026-00041alia.school.parent@example.test
Webhook / payoutevt_payment_captured_001po_school_2026_001
Open payment detailOpen payment linkOpen public checkoutCustomer receiptSupport caseBackoffice reviewWebhook eventPayout detail
Transaction role lens

Who uses this payment?

One captured payment must answer different questions for merchant owner, finance, developer, support, operations, risk, and company owner without changing the original money facts.

captured
Lenstx_role_lens_school_2026
Paymentpay_scenario_001
Sourceplink_school_2026
Amount125,000 IQD
MethodLocal Card Switch
Merchant ownerDid the customer pay my tahsil page?Fulfill the school fee collection and keep receipt prooftx_lens_merchant_ownerEP-RCPT-2026-00041capturedMerchant finance managerHow much becomes balance and payout?Read gross, fee, reserve, statement, and payout contributiontx_lens_merchant_financeset_2026_06_15_iqdprovider pendingMerchant developerCan my system fulfill after payment?Trust signed payment.captured webhook deliverytx_lens_merchant_developerevt_payment_captured_001webhook deliveredEpara support specialistWhat do I tell the payer?Use receipt, refund eligibility, and dispute evidence without editing ledger factstx_lens_epara_supporttkt_school_parent_receipt_001readyEpara operations analystAre the rails and reconciliation clear?Check provider route, outbox, receipt proof, reconciliation, and payout handofftx_lens_epara_operationsrecon_run_school_2026_001ops clearedEpara risk analystIs dispute evidence ready if the payer challenges?Use hosted checkout, auth, receipt, webhook, and support packagetx_lens_epara_riskevpkg_school_2026_readyevidence submittedEpara company ownerWhat did Epara earn from this payment?Separate merchant payable, reserve liability, provider cost, and platform margintx_lens_company_ownerrev_school_2026_001revenue recognized

Role-by-role transaction use

Lens IDActorQuestionDecisionEvidenceStatus
tx_lens_merchant_ownerMerchant ownerDid the customer pay my tahsil page?Fulfill the school fee collection and keep receipt proofEP-RCPT-2026-00041captured
tx_lens_merchant_financeMerchant finance managerHow much becomes balance and payout?Read gross, fee, reserve, statement, and payout contributionset_2026_06_15_iqdprovider pending
tx_lens_merchant_developerMerchant developerCan my system fulfill after payment?Trust signed payment.captured webhook deliveryevt_payment_captured_001webhook delivered
tx_lens_epara_supportEpara support specialistWhat do I tell the payer?Use receipt, refund eligibility, and dispute evidence without editing ledger factstkt_school_parent_receipt_001ready
tx_lens_epara_operationsEpara operations analystAre the rails and reconciliation clear?Check provider route, outbox, receipt proof, reconciliation, and payout handoffrecon_run_school_2026_001ops cleared
tx_lens_epara_riskEpara risk analystIs dispute evidence ready if the payer challenges?Use hosted checkout, auth, receipt, webhook, and support packageevpkg_school_2026_readyevidence submitted
tx_lens_company_ownerEpara company ownerWhat did Epara earn from this payment?Separate merchant payable, reserve liability, provider cost, and platform marginrev_school_2026_001revenue recognized
All1Demo merchant
Succeeded1125K IQD
Refunded00 IQD
Approvals1Pending refund requests
Disputed2Chargeback cases
Failed0Failed or cancelled

Latest payment

captured
125K IQD
ReferenceSCH-2026-00041
Payment methodCard Payment
Net122,500 IQD
Provider refroute_live_cards_iqd

Payment timeline

Jun 15, 2026, 1:42 PM
Payment createdJun 15, 2026, 1:42 PM
CaptureLocal Card Switch
CapturedJun 15, 2026, 1:42 PM
No refund recordedRefunds appear here
Chargeback Openprv_chb_3811

Developer metadata

Payment IDpay_scenario_001
Idempotencycheckout_session_school_2026_001
Environmentlive
Fee2,500 IQD
Latest approvalrequested
Latest disputeopen
Status: allDate

Payments

PaymentAmountStatusPayment methodDescriptionCustomerNetProvider refDate
pay_scenario_001125,000 IQDcapturedCard PaymentSCH-2026-00041guest_payer122,500 IQDroute_live_cards_iqdJun 15, 1:42 PM

Payment attempts

1 shown
PaymentTypeStatusAmountMethodProviderFinished
pay_scenario_001Capturesucceeded125,000 IQDCard PaymentLocal Card SwitchJun 15, 1:42 PM

Refunds

0 shown
No records yetRecords will appear here after the first live or test activity.

Refund requests

2 shown
IDPaymentStatusAmountPermissionRequested byApproved byPermission CheckRejection PermissionTraceRefundCreated
rfr_demo_001pay_87155aeerequested12,000 IQDrefunds.approveact_operator_seed-perm_refund_demo_001-trace_refund_demo_001-Jun 15, 12:40 PM
rfr_demo_002pay_refund_aapproved12,000 IQDrefunds.approveact_operator_seedact_privileged_operatorperm_refund_demo_002-trace_refund_demo_002ref_1001Jun 14, 2:18 PM

Chargebacks

2 shown
IDPaymentStatusAmountRecoveredDebtProviderDisputeOutcomeMovement
chb_demo_001pay_dispute_aopen75,000 IQD0 IQD75,000 IQDLocal Card Switchevidence_due-mov_chb_hold_001
chb_demo_002pay_308e864ewon34,567 IQD34,567 IQD0 IQDLocal Card Switchclosedwonmov_chb_reversal_002

Chargeback evidence packages

2 shown
IDChargebackStatusEvidenceProviderProvider refSubmissionSubmitted
cbep_demo_001chb_demo_001draft3Local Card Switchprv_chb_3811--
cbep_demo_002chb_demo_002submitted4Local Card Switchprv_chb_308esub_308eJun 13, 10:05 AM

Chargeback resolutions

1 shown
IDChargebackOutcomeStatusAmountDebt reducedBalance restoredFee restoredReversalResolved
chbr_demo_001chb_demo_002wonresolved34,567 IQD0 IQD34,567 IQD0 IQDmov_chb_reversal_002Jun 13, 11:20 AM
Developers