Mode
Internal controls

Risk Control Center

Risk Rules, Risk Decisions, Risk Reviews, Risk Holds, capability blocks, database guards, and the pre-Ledger boundary for money-moving decisions.

Risk DeskFunds AvailabilitySafety ControlsDisputesOperations
Risk control map

Pre-ledger risk gates

Risk control explains which decisions happen before ledger movement and which risk holds or capability blocks can affect money movement.

risk_decision_map_school_2026
allowed
Paymentpay_scenario_001
Risk decisionrisk_decision_scenario_001
Reserve6,250 IQD
Payoutpo_school_2026_001
Risk analystCan the hosted checkout capture continue?Allow school-fee capture; keep only the default reserverisk_map_capture_allowrisk_decision_scenario_001No extra hold beyond configured reserveallowedRisk ledgerHow much merchant balance is protected?Hold the configured reserve until policy releaserisk_map_reserve_holdrisk_reserve_school_2026_0016,250 IQDheldRisk and privileged checkerCan refund risk affect payout release?Keep payout gated until refund request is approved or rejectedrisk_map_refund_gaterefreq_school_2026_00150,000 IQDapproval readyRisk leadCan merchant payout leave Epara control?Release only after refund and dispute exposure are explainablerisk_map_payout_releasepo_school_2026_00154,831,533 IQDprovider pending
Risk action console

What can risk allow, hold, or escalate?

Risk can record the capture allow decision and keep refund or payout exposure visible without creating a money movement.

operator_action_console_school_2026
provider pending
Completed0/6Demo decision state is local to this browser.
Paymentpay_scenario_001set_2026_06_15_iqd
Controlled amount54,831,533 IQDpo_school_2026_001
Guardmaker_checker_no_self_approvalappr_refund_school_2026
RiskCan the captured checkout continue?Capture stays allowed with the default reserve onlyoperator_action_risk_allow_captureop_decision_risk_allowrisk_decision_scenario_001No new ledger movement; default reserve stays held
allowed
Refund approvalCan this refund affect payout release?Payout remains gated until checker decision is clearoperator_action_refund_checker_gateop_decision_refund_gatetrace_refund_school_2026Maker-checker required; maker cannot self-approve
awaiting checker
ReconciliationDo provider, ledger, and statement match?No difference; statement can support payout handoffoperator_action_reconciliation_matchop_decision_reconciliation_matchrecon_run_school_2026_001Statement evidence only; treasury still controls release
statement matched
TreasuryCan merchant payout leave Epara control?Treasury waits for Rafidain provider confirmationoperator_action_treasury_release_holdop_decision_treasury_releaserafidain_transfer_pending_8821Bank transfer remains provider pending
provider pending
Latest controlled resultoperator_action_risk_allow_captureCapture stays allowed with the default reserve onlyNo new ledger movement; default reserve stays held
Open evidence
Active rules00 monitor / 0 hold / 0 block
Decisions00 blocked / 0 review / 0 hold
Active holds00 IQD protected balance

Risk State

Open reviews0
DB guardsdegraded
Capability blocks0
Ledger issues0

Risk Rules

No records yetRecords will appear here after the first live or test activity.

Risk Decisions

No records yetRecords will appear here after the first live or test activity.

Risk Reviews

No records yetRecords will appear here after the first live or test activity.

Risk Holds

No records yetRecords will appear here after the first live or test activity.

Hold-Eligible Subjects

No records yetRecords will appear here after the first live or test activity.

Risk Hold Ledger Positions

No records yetRecords will appear here after the first live or test activity.

Risk Hold Ledger Movements

No records yetRecords will appear here after the first live or test activity.

Payment Risk Signals

No records yetRecords will appear here after the first live or test activity.

Platform Capability Controls

No records yetRecords will appear here after the first live or test activity.

Risk Database Guards

No records yetRecords will appear here after the first live or test activity.

Control Evidence

No records yetRecords will appear here after the first live or test activity.